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Stephanskirchen
Stephanskirchen | Bavaria

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Sustainable Luxury

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VON POLL IMMOBILIEN Rosenheim
VON POLL IMMOBILIEN Rosenheim
Presented At
€890,000
Bedrooms
3
Bathrooms
2
High Ceiling
Stone Countertops
Indoor Pool
Basement
Sauna
Terrace
Garage
Pergola
Parking
Garden
Balcony
Pool
Renovated
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Stephanskirchen, Bavaria, Germany. , Stephanskirchen , Bavaria

Award-Winning Architecture Meets Refined Modern Living

In a quiet, family-friendly residential complex, a truly special home awaits you: This award-winning architect-designed house combines sophisticated architecture, spaciousness, and comfort in an impressive way.
From the moment you enter the 15 m² foyer, you feel the uniqueness of the house—rooms up to five meters high create an airy, open atmosphere and give each area its own character. The generous living and dining area forms the heart of the home. On the ground floor, you’ll also find a WC, a kitchen, and a guest or study room that can also serve as an additional bedroom. Both the guest room and dining area lead to a 16 m² light-filled atrium with a glass roof, serving as a protected outdoor retreat, similar to a winter garden. Another covered terrace with a small garden adjoins the open living-dining area, giving all ground-floor rooms access to the outdoors.
The ground floor features new ceramic tiles and underfloor heating for added comfort. Upstairs, there are two spacious bedrooms with a covered balcony and a modern, fully renovated bathroom that impresses with clean lines and high-quality materials. Thanks to the exposed roof truss, the upper floor also boasts a ceiling height of around five meters.
The basement offers an impressive 115 m² of usable space dedicated to wellness. Here you can enjoy your private spa area with an indoor pool, separate shower and WC, and a relaxation room designed for rest and rejuvenation. There is also space for a sauna.
In addition to the usual technical and storage rooms, the basement includes a hobby room of about 20 m², which can flexibly be used as a guest or study room or even as a second living room. The 8x3 m pool is located beneath the garden and features an openable skylight for optimal ventilation and natural light. A garage completes this comfortable offering, and an outdoor parking space can be purchased optionally.
Further details are available in our full property brochure.

Exterior

Property

Gallery

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Map showing Stephanskirchen, Bavaria, Germany.

Property Location

Stephanskirchen, Bavaria, Germany., Stephanskirchen Bavaria

Local Weather & Climate

Stephanskirchen, Bavaria

Current Conditions Updated recently
52 °F
Overcast clouds
Feels Like 50°F
Humidity 86%
Wind 1 mph
Visibility 6.2 mi
Sunrise 5:54 AM
Sunset 4:53 PM
5-Day Forecast
Sat 28 Feb
Rain
High 49°
Low 49°
Sun 1 Mar
Rain
High 44°
Low 37°
Mon 2 Mar
Clouds
High 51°
Low 38°
Tue 3 Mar
Clear
High 55°
Low 37°
Wed 4 Mar
Clear
High 57°
Low 38°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Stephanskirchen?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Germany)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Owner-occupied homes do not qualify for interest deduction. Only rental/investment properties benefit.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Germany. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Germany tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Stephanskirchen. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $89,000,000 20% down ($17,800,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$7,648
$7,648/day
Your home may appreciate while you sleep
$53,681/week $232,619/mo $2,791,429/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$49.0M
vs
OWN 📈 +$69.5M
$69.5M Potential Equity
vs $49.0M lost to rent over 10 years
$17.8M Down Payment Growth
3.9x
10yr
$69.5M
8.1x
20yr
$143.8M
12.6x
30yr
$224.8M
Wealth Comparison
×535
Equivalent to 535 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $224.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $104.8M +18%
Market $121.2M +36%
Optimistic $139.9M +57%
$69.5M est. equity
20 Years
Conservative $123.4M +39%
Market $165.1M +85%
Optimistic $219.8M +147%
$143.8M est. equity
30 Years
Conservative $145.4M +63%
Market $224.8M +153%
Optimistic $345.4M +288%
$224.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Stephanskirchen, Bavaria, Germany features 3 bedrooms and 2 bathrooms.
This property is listed at $89,000,000.
Based on current market indicators, Stephanskirchen shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Stephanskirchen, Bavaria. The property is situated in an established neighborhood with convenient access to local amenities and services.
VON POLL IMMOBILIEN Rosenheim

VON POLL IMMOBILIEN Rosenheim

von Poll Immobilien GmbH

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